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Why does Progressive refuse to cover Tesla labor rates?

Yes, Progressive can refuse to pay for Tesla labor costs if those expenses aren’t covered under your policy. Like other insurance companies, Progressive follows specific policy guidelines when handling claims and repairs. If your policy does not explicitly cover higher labor rates for Tesla-certified repairs, they may deny those charges.

— Feb 14, 2025, Columbia, MD

How does the 80% rule affect homeowners insurance coverage?

As you mentioned, your home is covered up to 150% of the dwelling amount, so this shouldn’t be a concern. However, it’s a good example of why properly insuring your home is so important. Understanding the basics of homeowners insurance benefits you both as a consumer and a homeowner.

— Austin, TX

Is it necessary to add my landlord to my renters insurance?

Tenants aren’t usually required to list their landlord on a renters insurance policy; however, some landlords may require it as a condition of leasing. If your landlord insists on this, you’ll need to decide whether renting that unit is worth the requirement. While this may seem to benefit only the landlord, it can also provide added protection for you as a tenant.

— Feb 26, 2025, Newark, NJ

Do I need to modify my homeowner’s insurance if I rent out my property?

Great question! This is an important consideration if you’re planning to turn your primary home into a rental. The short answer is yes—you’ll need to change your homeowner’s policy to a landlord policy. Insurance companies will likely deny claims if the proper coverage isn’t in place.

— Denver, CO

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